COVID-19 RESOURCES

The current worldwide health situation has presented us all with new challenges. Hero Initiative is in place to help comic book creators with emergency medical and financial assistance. To that end, some resources are listed below which may be of use to USA creators as regards coronavirus and COVID-19:

The Paycheck Protection Program is a small business loan designed to keep workers on payroll. The Small Business Administration will forgive loans if employees are kept on payroll for eight weeks, and the money is used for payroll, rent, mortgage interest, or utilities. Individual creators may qualify if you are incorporated as a business.

Paycheck Protection Program, Dept of Treasury fact sheet: https://home.treasury.gov/system/files/136/PPP–Fact-Sheet.pdf

Paycheck protection program, sample from Bank of America,

https://about.bankofamerica.com/promo/assistance/latest-updates-from-bank-of-america-coronavirus/small-business-assistance

Paycheck protection program, SBA sample:

https://www.sba.gov/document/sba-form–paycheck-protection-program-ppp-sample-application-form

Paycheck protection program, direct link to Department of Treasury form:

https://home.treasury.gov/system/files/136/Paycheck-Protection-Program-Application-3-30-2020-v3.pdf

Other small business assistance may be available, and again, many individual creators may qualify as a small business:

https://home.treasury.gov/policy-issues/top-priorities/cares-act/assistance-for-small-businesses

Find a small business association lender:

https://www.sba.gov/funding-programs/loans?cm_mmc=SB-General

A broad base of aid may be available via the CARES Act

Overview: https://www.mossadams.com/articles/2020/03/cares-act-covid-19-relief-for-individuals

A broad base of resources specific to freelancers is chronicled here:

https://covid19freelanceartistresource.wordpress.com/?mc_cid=7dd7b8072e&mc_eid=1f0ddabecf

In addition, depending on your jurisdiction, state, city, and country programs may also be available. We suggest you research your local resources as well.